Navigating long-term disability (LTD) coverage can be a complex challenge. While employer-provided Group LTD insurance offers valuable baseline protection, it often falls short in key areas, leaving clients vulnerable to unexpected financial risks.
Simplicity helps advisors discover practical strategies to bridge these gaps and enhance clients’ financial security with tailored income protection solutions.
Attend to learn how:
Individual policies can help protect clients through job changes
To counteract benefit caps and secure more comprehensive coverage
Offsets can drastically reduce Group LTD payouts
Tax-free benefits from individually paid premiums can provide a critical safety net
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Addressing the Gaps in Group LTD Coverage
Navigating long-term disability (LTD) coverage can be a complex challenge. While employer-provided Group LTD insurance offers valuable baseline protection, it often falls short in key areas, leaving clients vulnerable to unexpected financial risks.
Simplicity helps advisors discover practical strategies to bridge these gaps and enhance clients’ financial security with tailored income protection solutions.
Attend to learn how:
Individual policies can help protect clients through job changes
To counteract benefit caps and secure more comprehensive coverage
Offsets can drastically reduce Group LTD payouts
Tax-free benefits from individually paid premiums can provide a critical safety net
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